The short version: we collect what you type into the form on this site plus standard analytics, we use it to respond to your inquiry and to improve the site, and we do not sell it. Analytics and advertising tools from Google and Meta run on these pages. You can opt out of follow-up at any time. The detail is below.
Who we are
This website, bridgemyheloc.com, is operated by Korbin Spangenthal, Vice President and Mortgage Loan Originator (NMLS #2079029) at West Capital Lending, Inc. (NMLS #1566096), 17911 Von Karman Avenue, Suite 400, Irvine, CA 92614. "We" and "us" below mean that operation. Questions about this policy: kspangenthal@westcapitallending.com or (949) 751-1870.
Information we collect
- What you give us. If you submit the inquiry form: your name, email address, phone number, the state your property is in, an approximate home value, whether the home is listed for sale, when you plan to buy, and — optionally — how you heard about us. If you call or email, whatever you tell us in that conversation.
- What the calculators collect: nothing. The equity calculators on this site run entirely in your browser. The values you type are not sent to us or stored, and no credit check occurs. Only the fact that a calculation happened, plus a rounded range, is recorded as an analytics event.
- Automatically collected. Standard web data: IP address, browser and device type, referring page, pages viewed, and time on page. This comes from our host and from the analytics and advertising tools described below.
- What we never collect here. This site does not collect Social Security numbers, dates of birth, bank account or card numbers, or any payment information, and it does not pull your credit. If you choose to continue to a loan application, that happens on a separate system operated by West Capital Lending and its lending partner, under their own privacy notices.
How we use it
To respond to your inquiry and discuss financing options; to determine whether a program fits your situation; to follow up by phone, text or email about that inquiry; to operate, secure and improve the site; to measure which pages and channels actually help people; and to meet legal, licensing and recordkeeping obligations that apply to mortgage professionals.
Who we share it with
We do not sell your personal information, and we do not sell or rent it to lead buyers or marketing lists. We share it only with:
- West Capital Lending, Inc. — the brokerage I originate through, for the purpose of evaluating and processing your inquiry.
- Lending partners — if you choose to move forward, the lender for the program you select. For the digital HELOC described on this site that is Figure Lending LLC. Their handling of your information is governed by their own privacy notice, which you will receive during the application.
- Service providers who work on our behalf, under contract and only for these purposes: Netlify (website hosting and form delivery), Zapier (moving your inquiry into our systems), Bonzo (customer relationship management and follow-up messaging), Google (analytics), and Meta (advertising measurement).
- When the law requires it — in response to lawful requests by public authorities, to comply with legal or regulatory obligations, or to protect our rights.
Analytics and advertising
We use Google Analytics 4 to understand how the site is used — pages viewed, time on page, and events such as a calculator being used or a form being submitted. Google may set cookies and process this data as described in its own policies; you can opt out across sites with the Google Analytics opt-out browser add-on.
We also use the Meta pixel to measure the performance of advertising and, at times, to reach people who have visited this site. Meta may use this data as described in its policies; you can manage that in your Meta ad preferences. You can also limit both tools by blocking cookies in your browser or using a tracking-blocking extension — the site works normally either way.
Cookies
This site itself does not use cookies to identify you and does not require an account. The third-party tools above may set cookies for analytics and advertising measurement. Most browsers let you refuse or delete cookies in their settings. Note that browser "Do Not Track" signals are not currently answered by a consistent industry standard, and this site does not respond to them; the opt-outs described here work regardless.
Calls, texts and your consent
When you submit the form or give us your number, you're asking us to get in touch, and we may contact you by phone, text message or email about your inquiry — including with automated technology. Consent to receive marketing messages is never a condition of getting a loan. Message and data rates may apply. You can stop text messages by replying STOP, stop emails using the unsubscribe link, or simply tell us to stop by phone or email and we will. You may also ask to be added to our internal do-not-call list at any time.
How long we keep it
We keep inquiry information for as long as needed to respond and to maintain the business and licensing records that mortgage professionals are required to keep, and then we dispose of it. If you ask us to delete your information and no legal retention obligation applies, we will.
Security
The site is served over HTTPS and inquiry data is stored in access-controlled systems. No method of transmission or storage is completely secure, so please don't send sensitive documents or account numbers through the form or by ordinary email — if we need documents, we'll send you a secure way to deliver them.
Your choices and rights
You can ask us what personal information we hold about you, ask us to correct it, ask us to delete it, and ask us to stop contacting you. Depending on where you live — California residents in particular — you may have additional statutory rights, including the right to know what is collected and disclosed, the right to deletion, the right to correction, and the right to opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. We do not sell personal information. If you would like us to stop the advertising-related sharing described above, or to exercise any other right, email kspangenthal@westcapitallending.com or call (949) 751-1870 and we will honor the request. We will not discriminate against you for exercising these rights.
Because mortgage origination is a regulated financial activity, information you provide in connection with an actual loan application is also governed by federal financial privacy law and by the privacy notices you receive from West Capital Lending and the lender, which may describe additional rights and choices.
Other sites
This site links to third-party sites — NMLS Consumer Access, review platforms, and the lender's application system among them. We don't control those sites and this policy doesn't cover them. Read their notices before providing information.
Children
This site is intended for adults and is not directed to children under 13. We do not knowingly collect information from children. If you believe a child has provided us information, contact us and we will delete it.
Changes to this policy
If we change how we handle information, we'll update this page and change the date below. Continued use of the site after a change means you accept the updated policy.
Contact us about privacy
Korbin Spangenthal, West Capital Lending, Inc., 17911 Von Karman Avenue, Suite 400, Irvine, CA 92614 · kspangenthal@westcapitallending.com · (949) 751-1870.
Last updated September 14, 2026. We may update this page as the site, the program, or applicable law changes. The version posted here is the one in effect.